NewReceipt auto-capture now in Professional

Bookkeeping that stays out of your way

Harbor helps freelancers track income, manage expenses, and send invoices — so you can spend less time on admin and more time on your work.

Everything you need, nothing you don't

Built from the ground up for independent workers. No bloated features, no steep learning curve.

Smart expense tracking

Connect your bank and let Harbor automatically categorize transactions. Manual entry is just as fast with learned suggestions.

Professional invoices

Create and send branded invoices in seconds. Track payment status, send reminders, and accept online payments.

Tax-ready reports

Generate income and expense summaries, profit & loss statements, and tax estimates with a single click.

Bank-level security

256-bit encryption, SOC 2 compliance, and read-only bank connections keep your financial data safe and private.

Recurring expenses

Set up rules for regular transactions so Harbor can categorize and tag them automatically every month.

Export anywhere

Download your data as CSV or PDF whenever you need it. Your records belong to you, always.

12,000+
Freelancers onboard
$4.2M
Invoices sent monthly
98%
Customer satisfaction
14 days
Average setup time

Get started in minutes

No lengthy onboarding. No accounting degree required.

1

Connect your accounts

Link your bank, credit cards, and payment processors securely. Harbor only reads transaction data.

2

Review and categorize

Harbor suggests categories for every transaction. Approve or adjust them in bulk.

3

Send invoices and relax

Create invoices from your tracked income, send them to clients, and watch your books stay balanced.

Ready to simplify your finances?

Join thousands of freelancers who use Harbor to stay on top of their books.